We love our pets dearly. We play with them, walk with them, take them on trips, feed them, bathe them, and snuggle with them. And in return they greet us with wagging tails and a smile every single time they see us. So it’s natural for us to want to give them the best protection and care we can.

 Pet insurance  is one way to give your pet the best chance at a long and healthy life. By investing in pet insurance, you will be covered if your pet becomes sick or injured. Serious illnesses and injuries can cost thousands of dollars in veterinary costs, and so often our pocketbooks cannot take that kind of hit. With pet insurance, your pocketbook is covered and you can agree to the procedures and medication your pet needs without worrying about the cost.

Trupanion, a pet insurance company, pays 90% of veterinary costs with no payout limits and does not increase premiums as your pet ages. Here are a few actual claims Trupanion has paid over the last several months:

Condition: Rattlesnake Bite

Pet insurance claim amount: $9,234.15
Deductible applied: -$0.00
Exam fees: -$95.48
10% co-pay: -$913.87
Trupanion repaid: $8,224.80

 

Condition: Hepatic Lipidosis

Pet insurance claim amount: $6,740.82
Deductible applied: $0.00

Exam fee: -$0.00
10% co-pay: -$674.08
Trupanion repaid: $6,066.74

Condition: Leg Fracture
Pet insurance claim amount: $3,399.02
Deductible applied: -$0.00
Exam fee: -$0.00
10% co-pay: -$339.90
Trupanion repaid: $3,059.12

 

Condition: Cruciate Ligament Tear 

Pet insurance claim amount: $4,165.40
Deductible applied: $0.00
Exam fee: -$160.00
10% co-pay: -$400.54
Trupanion repaid: $3,604.86

No one wants to think that their pet will suffer one of the above conditions. But the truth is that 99.9% of pets have some sort of major illness or injury in their lifetime. Investing in pet insurance can give you peace of mind that you will be covered if the unthinkable occurs.

Heather Reynolds is a pet lover and internet journalist at Trupanion. Feel free to contact her with any questions related to pet insurance   at heather.reynolds@trupanion.com.